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dc.contributor.authorHoàng, Thị Thu Hương-
dc.date.accessioned2016-04-04T05:37:31Z-
dc.date.available2016-04-04T05:37:31Z-
dc.date.issued2011-
dc.identifier.citation6 tr.en_US
dc.identifier.urihttp://repository.vnu.edu.vn/handle/VNU_123/6252-
dc.description.abstractLending activity for small and medium enterprises (SMEs) often occupies the biggest proportion of total loans in Vietnamese commercial banks. If these lending activities failed commercial banks would be in troubles, even at edge of bankruptcy. Therefore, lending activity for SMEs always attracts the consideration of bank managers as well as external investors. In this thesis, the author focuses on the SMEs lending activities in commercial banks especially in Military Bank. The objective is to understand the lending activities for SMEs in Military Bank, to find out the existing problems, causes, limitat ions of SMEs lending activities in Military Bank and to make recommendations or solutions to improve the SME lending activities for Military Bank. In Military Bank, the SMEs lending activities are relatively good as it is developing continuously and bringing huge profit for its shareholders. Nevertheless, there are still some problems in terms of the pace of credit growth and the quality of lending activities. Credit expansion in Military Bank (especial for SMEs) is, to some extent, running out of control, whereas non-performance loans ratio is on the increase. Besides that, the collateral and human resource problems should be noted with serious consideration. Some common problems of Military Bank and many commercial banks are: Credit officers do not supervise closely or understand clearly the business and operation of borrowing entrepreneurs; Test and control operation of SME department is not at the best level, having taken pass or forgotten a part of potential customers who are operating very effectively in Vietnam economy. The author remarks that Military Bank should keep SME loans growing at safer and more stable pace by changing the way to make loans and the way to select customer. Simultaneously, in order to improve the quality of lending activities, Military Bank needs to improve credit policy, quality of project due diligence, human resource, quality of information, control, supervision, debt collection, organization, management and setting a reasonable interest rate.en_US
dc.language.isootheren_US
dc.publisherĐại học Quốc gia Hà Nộien_US
dc.subjectQuản trị kinh doanhen_US
dc.subjectHoạt động cho vayen_US
dc.subjectDoanh Nghiệpen_US
dc.subjectNgân hàngen_US
dc.titleImproving lending activities for small and medium enterprises in Military Commercial Joint Stock Banken_US
dc.typeThesisen_US
Appears in Collections:Luận văn - Luận án tóm tắt (LIC)


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  • Full metadata record
    DC FieldValueLanguage
    dc.contributor.authorHoàng, Thị Thu Hương-
    dc.date.accessioned2016-04-04T05:37:31Z-
    dc.date.available2016-04-04T05:37:31Z-
    dc.date.issued2011-
    dc.identifier.citation6 tr.en_US
    dc.identifier.urihttp://repository.vnu.edu.vn/handle/VNU_123/6252-
    dc.description.abstractLending activity for small and medium enterprises (SMEs) often occupies the biggest proportion of total loans in Vietnamese commercial banks. If these lending activities failed commercial banks would be in troubles, even at edge of bankruptcy. Therefore, lending activity for SMEs always attracts the consideration of bank managers as well as external investors. In this thesis, the author focuses on the SMEs lending activities in commercial banks especially in Military Bank. The objective is to understand the lending activities for SMEs in Military Bank, to find out the existing problems, causes, limitat ions of SMEs lending activities in Military Bank and to make recommendations or solutions to improve the SME lending activities for Military Bank. In Military Bank, the SMEs lending activities are relatively good as it is developing continuously and bringing huge profit for its shareholders. Nevertheless, there are still some problems in terms of the pace of credit growth and the quality of lending activities. Credit expansion in Military Bank (especial for SMEs) is, to some extent, running out of control, whereas non-performance loans ratio is on the increase. Besides that, the collateral and human resource problems should be noted with serious consideration. Some common problems of Military Bank and many commercial banks are: Credit officers do not supervise closely or understand clearly the business and operation of borrowing entrepreneurs; Test and control operation of SME department is not at the best level, having taken pass or forgotten a part of potential customers who are operating very effectively in Vietnam economy. The author remarks that Military Bank should keep SME loans growing at safer and more stable pace by changing the way to make loans and the way to select customer. Simultaneously, in order to improve the quality of lending activities, Military Bank needs to improve credit policy, quality of project due diligence, human resource, quality of information, control, supervision, debt collection, organization, management and setting a reasonable interest rate.en_US
    dc.language.isootheren_US
    dc.publisherĐại học Quốc gia Hà Nộien_US
    dc.subjectQuản trị kinh doanhen_US
    dc.subjectHoạt động cho vayen_US
    dc.subjectDoanh Nghiệpen_US
    dc.subjectNgân hàngen_US
    dc.titleImproving lending activities for small and medium enterprises in Military Commercial Joint Stock Banken_US
    dc.typeThesisen_US
    Appears in Collections:Luận văn - Luận án tóm tắt (LIC)


  • 00051000031.pdf
    • Size : 291,64 kB

    • Format : Adobe PDF

    • View : 
    • Download :